A Delhi-based chartered accountant, Meenal Goel, has got people talking — and arguing — with her LinkedIn posts. In one, she set up a stark comparison. On one side, Rohit, a chartered accountant drawing in ₹2.08 lakh a month. On the other, Suresh, who never got past class 10 but runs a small car rental business pulling ₹45,000 a month.
On paper, Rohit’s income looks solid. But look closer, Goel says. His home loan and car loan gobble up ₹1 lakh every month. His credit card balance is ₹8 lakh deep. Add in lifestyle costs of ₹80,000 and what’s left? A net worth in the red — minus ₹15 lakh.
Suresh, meanwhile, lives simply. No loans. No flashy EMIs. He lives on ₹20,000, saves ₹13,000, invests ₹8,000 in SIPs and ₹5,000 in fixed deposits. His net worth stands at ₹4.5 lakh. Debt? None.
“Despite earning 4x more, Rohit is financially weaker,” Goel wrote. “Suresh, with no fancy degree, is steadily building wealth.”
What’s eating the paycheque
Rohit, according to Goel, fell into the lifestyle trap. Big car worth ₹15 lakh. A ₹60 lakh home loan. Credit cards to keep up the show. Suresh skipped the shine. He paid upfront for a used car, rents modestly, and sticks to a steady plan.
“As a CA, I can confidently say: Income ≠ Wealth. Discipline > Degree,” Goel posted, driving the point home.
She didn’t stop there. “We’re taught how to earn, but not how to keep money,” she added. Her final line stung many: “Are you building your net worth — or just your EMI list?”
Another post, another storm
But while this take won her nods online, another post lit a fire she didn’t expect.
Earlier in January this year, Goel also shared a story about her domestic worker quitting after she refused to raise her salary by ₹1,000 — from ₹2,000 to ₹3,000. She turned it into a ‘corporate lesson’ for her followers.
Goel wrote, “My maid resigned yesterday. Why? Because we didn’t want to give her a Rs 1,000 raise.”
She even quoted the maid’s last words: “Call only when you are ready to pay me Rs 3,000. And the confidence she had - oh my god!”
For Goel, the maid’s stand became a lesson in salary negotiation. She explained, “Don’t be afraid to ask for a raise. Never discredit your efforts. Don’t settle for less.”
She went on, “My boss will laugh me off if I do. If I have the luck, I will get the raise. I am putting in the hard work, I am sure bosses will do justice. Sorry No! Never, leave your personal growth in the hands of - fate, god or other humans. You should take charge of your growth.”
About the second lesson, she asked readers to rethink how they rate themselves at work. “Do you rate yourself low in year-end self-evaluations? Why do you say to your colleagues that - you are not good at it? Why do you think that your contribution to the team is smaller?”
And she wrapped it up with a punchline on not settling: “Next year we will promote you. Next year you will get a better increment. What you are asking for is beyond our budget. Sorry, this is the best we can offer for your role.”
“These are the statements I have heard in my 6 years of corporate life, every other day! And the only thing I have learnt is - 'Don't settle for less'. This would mean: losing on multiple opportunities, being anxious about not getting shortlisted, and the right thing will take time to fall into your lap.”
She signed off with: “However, in the end, things will happen in your favour. I hope my share helps you to take charge of your growth.”
Respect starts at Home
Many weren’t impressed. Screenshots spread to X, where one user summed up the anger: “Only on LinkedIn can you exploit your maid and turn it into a 'corporate lesson' -- and probably charge for it too.”
Others called her out for pushing self-worth lessons for white-collar workers while denying fair pay to someone who scrubs her floors.
What this really shows is that numbers and discipline matter, but respect and fairness do too. Suresh’s story proves simple living can build real wealth. The maid’s story proves that knowing your worth isn’t just for the office.
In the end, Goel’s posts remind us that money talk can lift the lid on more than bank balances. Sometimes, it shows what — and who — we value most.
On paper, Rohit’s income looks solid. But look closer, Goel says. His home loan and car loan gobble up ₹1 lakh every month. His credit card balance is ₹8 lakh deep. Add in lifestyle costs of ₹80,000 and what’s left? A net worth in the red — minus ₹15 lakh.
Suresh, meanwhile, lives simply. No loans. No flashy EMIs. He lives on ₹20,000, saves ₹13,000, invests ₹8,000 in SIPs and ₹5,000 in fixed deposits. His net worth stands at ₹4.5 lakh. Debt? None.
“Despite earning 4x more, Rohit is financially weaker,” Goel wrote. “Suresh, with no fancy degree, is steadily building wealth.”
What’s eating the paycheque
Rohit, according to Goel, fell into the lifestyle trap. Big car worth ₹15 lakh. A ₹60 lakh home loan. Credit cards to keep up the show. Suresh skipped the shine. He paid upfront for a used car, rents modestly, and sticks to a steady plan.
“As a CA, I can confidently say: Income ≠ Wealth. Discipline > Degree,” Goel posted, driving the point home.
She didn’t stop there. “We’re taught how to earn, but not how to keep money,” she added. Her final line stung many: “Are you building your net worth — or just your EMI list?”
Another post, another storm
But while this take won her nods online, another post lit a fire she didn’t expect.
Earlier in January this year, Goel also shared a story about her domestic worker quitting after she refused to raise her salary by ₹1,000 — from ₹2,000 to ₹3,000. She turned it into a ‘corporate lesson’ for her followers.
Goel wrote, “My maid resigned yesterday. Why? Because we didn’t want to give her a Rs 1,000 raise.”
She even quoted the maid’s last words: “Call only when you are ready to pay me Rs 3,000. And the confidence she had - oh my god!”
For Goel, the maid’s stand became a lesson in salary negotiation. She explained, “Don’t be afraid to ask for a raise. Never discredit your efforts. Don’t settle for less.”
She went on, “My boss will laugh me off if I do. If I have the luck, I will get the raise. I am putting in the hard work, I am sure bosses will do justice. Sorry No! Never, leave your personal growth in the hands of - fate, god or other humans. You should take charge of your growth.”
About the second lesson, she asked readers to rethink how they rate themselves at work. “Do you rate yourself low in year-end self-evaluations? Why do you say to your colleagues that - you are not good at it? Why do you think that your contribution to the team is smaller?”
And she wrapped it up with a punchline on not settling: “Next year we will promote you. Next year you will get a better increment. What you are asking for is beyond our budget. Sorry, this is the best we can offer for your role.”
“These are the statements I have heard in my 6 years of corporate life, every other day! And the only thing I have learnt is - 'Don't settle for less'. This would mean: losing on multiple opportunities, being anxious about not getting shortlisted, and the right thing will take time to fall into your lap.”
She signed off with: “However, in the end, things will happen in your favour. I hope my share helps you to take charge of your growth.”
Respect starts at Home
Many weren’t impressed. Screenshots spread to X, where one user summed up the anger: “Only on LinkedIn can you exploit your maid and turn it into a 'corporate lesson' -- and probably charge for it too.”
Others called her out for pushing self-worth lessons for white-collar workers while denying fair pay to someone who scrubs her floors.
What this really shows is that numbers and discipline matter, but respect and fairness do too. Suresh’s story proves simple living can build real wealth. The maid’s story proves that knowing your worth isn’t just for the office.
In the end, Goel’s posts remind us that money talk can lift the lid on more than bank balances. Sometimes, it shows what — and who — we value most.
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