Planning your child's wedding? CA explains how just Rs 12,000 a month can lead to a grand wedding celebration

Planning your child’s wedding doesn’t have to break the bank—or your sanity. Imagine sipping chai on a Sunday morning, knowing that in 20 years, your child’s wedding will be nothing short of spectacular, and you won’t have to stress over finances. Sounds dreamy, right? Well, with a smart plan and a sprinkle of financial discipline, that dream can actually turn into reality. And yes, it all starts with just a modest monthly investment.

CA Nitin Kaushik recently shared a simple yet powerful strategy on X for building a Rs 50 lakh wedding corpus over 20 years. Here’s the breakdown: Suppose your child is currently 5 and you want the wedding at 25. The goal: Rs 50 lakh adjusted for inflation—a number that seems intimidating now, but can become totally achievable with the right plan.

So, how do you make it happen? Enter the SIP (Systematic Investment Plan). Start small with Rs 12,000 per month. Then, make it a “step-up” SIP by increasing contributions by 10% every year—so Year 2 would be Rs 13,200, Year 3 Rs 14,520, and so on. By assuming an equity-based return of around 12% annually, this disciplined approach grows your savings steadily over two decades.

Planning for Your Child’s Wedding? Here’s How You Can Build a ₹50 Lakh Corpus in 20 Years! 💸✨

Weddings in India are not just events—they’re grand celebrations that require financial foresight. Let’s break it down:

🎯 The Goal
•Child’s Current Age: 5 years
•Wedding Age: 25…

— CA Nitin Kaushik (FCA) | LLB (@Finance_Bareek) October 3, 2025

Why go for a step-up SIP? It keeps your plan inflation-proof and allows your contributions to grow naturally as your income increases. The result? By the time your child walks down the aisle, you’ll have a neat Rs 50 lakh corpus waiting—enough to fund a grand, stress-free celebration without burning a hole in your pocket.